Please read these Terms & Conditions carefully before using the luky98 website. By accessing or using this site, you confirm that you have read, understood and agreed to be bound by all terms set out below.
Welcome to luky98 (hereinafter referred to as "the Site", "we", "us" or "our"), accessible at https://luky98.cam. luky98 is an independent, English-language information resource dedicated to providing guides, market overviews and responsible gambling information to sports betting enthusiasts in Pakistan and other jurisdictions where such information is lawfully accessible.
The Site is operated as an informational and editorial platform only. luky98 does not operate a gambling or wagering platform, does not accept bets or wagers from users, does not hold any Pakistani gambling licence, and does not claim any form of authorisation from the Government of Pakistan, the Pakistan Telecommunication Authority (PTA), the State Bank of Pakistan, or any provincial authority.
These Terms & Conditions ("Terms") govern your access to and use of the Site in its entirety, including all text, images, guides, links and other content published herein. They should be read in conjunction with our Privacy Policy and Responsible Gambling guidelines, which form part of the overall agreement between you and luky98.
For the purposes of these Terms, the following definitions apply:
By accessing, browsing or otherwise using any part of the Site, you unconditionally accept and agree to be legally bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must immediately cease using the Site.
Your continued use of the Site following the publication of any revised Terms constitutes your acceptance of those revisions. It is your responsibility to review these Terms periodically. The date of the most recent revision is displayed at the top of this page.
These Terms apply to all Users regardless of their location, nationality or device used to access the Site. Users accessing the Site from jurisdictions where the content may be restricted or prohibited by local law do so at their own risk and are solely responsible for compliance with local regulations.
Access to the Site is permitted only to individuals who satisfy all of the following eligibility criteria:
luky98 does not deliberately target or market to minors. If you believe a minor has accessed this Site, please contact us using the details in Section 13.
You may access and use the Site solely for lawful, personal and non-commercial informational purposes, subject to these Terms. In using the Site, you agree not to:
luky98 reserves the right to restrict or terminate access to the Site for any User found to be in breach of these usage conditions, without notice and without liability.
All Content on the Site — including but not limited to text, editorial guides, imagery, layout, design, source code, logos and branding — is the exclusive intellectual property of luky98 or is used under lawful licence. All rights are reserved.
Nothing in these Terms shall be construed as transferring any ownership of or licence to any intellectual property rights to any User. You are granted a limited, non-exclusive, non-transferable, revocable licence to access and read the Site's Content for personal, non-commercial purposes only.
Trademarks, service marks and trade names of third parties — including payment service names such as Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah, and sports organisations such as the Pakistan Super League (PSL) or the International Cricket Council (ICC) — are the property of their respective owners. Their mention on this Site is purely for editorial and informational context and does not imply any affiliation with or endorsement by those organisations.
The Site and all Content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. luky98 makes no representations or warranties that:
To the fullest extent permitted by Applicable Law, luky98 expressly disclaims all liability for any direct, indirect, incidental, consequential, punitive or special damages arising from or related to your use of, or inability to use, the Site or its Content, including but not limited to financial losses incurred through engagement with any Third-Party Operator based on information read on this Site.
The Site contains information about online sports betting, casino games, odds markets and related topics. This information is provided purely for educational and informational purposes. luky98 does not encourage, facilitate or enable any User to place bets or wagers.
Online gambling may be restricted or prohibited under Pakistani law, including the Prevention of Gambling Act, 1977. luky98 does not claim that online gambling is lawful in Pakistan, does not hold any Pakistani gambling licence, and does not represent that it has received any authorisation from any Pakistani governmental, regulatory or financial institution.
Users located in Pakistan — whether in Karachi, Lahore, Islamabad, Rawalpindi, Faisalabad, Multan, Peshawar or elsewhere — are solely responsible for understanding and complying with the laws applicable to them. This is not legal advice; individuals requiring guidance on the legal status of gambling in their jurisdiction should consult a qualified legal professional.
The Site may reference, describe or editorially comment on Third-Party Operators, gambling platforms, payment services and sports organisations for informational purposes. Such references do not constitute:
Payment service references — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank and Bank Alfalah — appear in Site content as familiar Pakistani payment context examples only. They do not imply that those institutions support, endorse or facilitate gambling transactions. Users should independently verify payment options with each operator before transacting.
luky98 has no control over Third-Party Operator websites, their terms, their practices or their content. Engagement with any such operator is entirely at the User's own risk, and luky98 accepts no responsibility for any resulting loss, dispute or harm.
The collection, use and storage of any personal data in connection with your use of the Site is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the data practices described in the Privacy Policy.
luky98 collects only the minimum data necessary to deliver this information service. We do not sell, rent or transfer personal data to third parties for marketing purposes. For full details on data processing, user rights and cookie usage, please review the Privacy Policy.
luky98 reserves the right to amend, update or replace any part of these Terms at any time and at its sole discretion. Revised Terms will be published on this page with an updated "Last Updated" date. No separate notice will be provided to Users for routine updates.
Your continued use of the Site following any revision constitutes your acceptance of the updated Terms. If you do not agree with the revised Terms, you must discontinue use of the Site. We encourage you to review this page periodically to remain informed of the current Terms.
luky98 also reserves the right to modify, suspend or discontinue any part of the Site at any time without notice. We shall not be liable to any User for any such modification, suspension or discontinuation.
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which luky98 is registered and operated, without regard to conflict of law principles. Users accessing the Site from Pakistan acknowledge that local laws — including the Prevention of Gambling Act, 1977 — may independently govern aspects of their conduct in relation to online gambling.
Any dispute arising from or in connection with these Terms that cannot be resolved informally shall be subject to the exclusive jurisdiction of the courts in the applicable governing jurisdiction. If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.
The failure of luky98 to enforce any provision of these Terms shall not constitute a waiver of that provision or of the right to enforce it in the future.
If you have any questions, concerns or requests relating to these Terms & Conditions, you may contact the luky98 editorial team using the details below. Please note that email addresses are provided as plain text — they are not clickable links.
We aim to respond to all legitimate enquiries within a reasonable timeframe. Please include sufficient detail in your message to allow us to assist you effectively. For privacy-related requests specifically, please refer to our Privacy Policy for the appropriate contact process.
A plain-English summary of the most important points from the Terms above.
luky98 publishes editorial guides and market information. We do not operate a gambling platform, accept deposits or place bets. Nothing on this Site is financial or gambling advice.
This Site is for adults aged 18 and over, or the higher minimum required by the operator or licence jurisdiction. Minors must not access or use the Site. No exceptions.
Whether you are in Karachi, Islamabad or anywhere else in Pakistan, compliance with local gambling laws is entirely your own responsibility. luky98 does not assess or verify your local legal position.
References to operators, platforms or payment services in our content are editorial only. luky98 is not affiliated with, endorsed by or responsible for any third-party platform mentioned on this Site.
We collect only necessary data to run this Site and never sell your personal information. Our full Privacy Policy details exactly what we collect and how it is used.
We may revise these Terms from time to time. The "Last Updated" date at the top of this page always reflects the current version. Continued use of the Site means you accept any changes.
Now that you've reviewed the Terms, explore our guides on responsible gambling, frequently asked questions, or head back to the homepage for the latest sports betting information.
🔞 18+ only, or the higher minimum required by the operator/license jurisdiction. Gambling involves financial risk. Local laws may restrict gambling in Pakistan.